Protect Your Home and You’ll Save More Money
Does Your Coverage Still Match Your Home’s Value?
Obviously, the point of insurance is to help make you whole again should you ever suffer a loss. To get the most from your insurance, you need to check periodically to be sure your coverage matches the current value of your home.
If your coverage is below your home’s current value, your home insurance might not be able to fulfill its purpose as well as you’d like it to. On the other hand, if your home’s value has dropped significantly, you may want to save a little by adjusting your coverage.
Either way, it’s probably a good time to check, just to be safe. Give us a call. 303-755-8600
Do You Live in a Designated Flood Zone?
Check the map for your location at one of these web sites to find out:
Colorado Water Conservation Board (cwcb.state.co.us)
Denver’s Urban Drainage and Flood Control District (udfcd.org)
National Flood Insurance Program (floodsmart.gov)
Then give us a call so we can help you determine the best way to get whatever flood insurance protection you may need. 303-755-8600
Do You Know How to Protect Yourself When You Entertain?
Because you can be held liable for injuries or deaths when you serve liquor to your guests, you need to know how to protect yourself by being a responsible host. Here are a few common-sense suggestions:
Serve plenty of food and soft drinks, while limiting the alcohol. Don’t “push” drinks on your guests or encourage over consumption. If it’s a large party, consider hiring professional bartenders to help you keep the good times under control.
Pay attention and look for signs that a guest may be getting intoxicated. If your child is hosting his or her friends, be sure to supervise the event carefully. When in doubt, insist on a designated driver, or pay for a cab. Do not let your guest drive drunk.